Analyze a client's own bureau reports, draft the right letter for each item's real history, and track every 30-day clock — with the CROA rules enforced in code, not in a training manual.
Your client uploads the reports they pulled themselves — free, from annualcreditreport.com. Every negative item is extracted with its bureau, creditor, masked account reference and type. Nothing is invented; if it isn't in the report, it isn't in the case.
FCRA §611 bureau disputes, §611(a)(7) method-of-verification demands, §623(b) furnisher disputes, FDCPA §809 debt validation, and goodwill requests — each citing the statute that actually applies.
An item the bureau returned as "verified" doesn't get the same letter twice. It escalates to a method-of-verification demand, automatically, because the round counter moves when an outcome is recorded.
Mark a letter sent and the statutory due date is set 30 days out. Overdue items surface in red on the dashboard — a missed bureau deadline is leverage, and it stops getting missed.
An item your client says is accurate cannot be disputed — the request is blocked and redirected to a goodwill letter. No client-stated basis, no letter. Ask it for a CPN or a "new credit identity" and it declines: that's federal fraud, not a tactic.
Written contract, the rights disclosure before signing, the 3-business-day cancellation, and no fee before the work is performed — surfaced on every screen and enforced in the flow, not left to memory.
Every letter is drafted in your client's first-person voice for their own signature and certified mailing, with the no-guarantee footer attached. Your organization never signs as the consumer.
Clients, items, rounds, outcomes and overdue counts in one place — with per-item status from identified through drafted, sent, and resolved.
Client intake, dispute round, debt validation, and post-dispute credit coaching — ready to run the practice end to end.
Rights disclosure, written agreement, 3-day cancellation — nothing billed up front.
Upload the reports, capture your client's own basis, draft the right letter for each item.
Mark sent, watch the 30-day clock, record outcomes — verified items escalate to the next round.
No, and it will not let you say otherwise. No credit repair service can lawfully guarantee an outcome — accurate, current, verifiable information cannot be removed at all. Every letter it drafts carries that disclosure in writing.
It refuses to draft a dispute for it and tells you why, then offers a goodwill letter to the creditor instead — the honest path for a late payment your client genuinely owed. The refusal happens before the AI ever writes a word.
No. Your client pulls their own reports free at annualcreditreport.com and uploads them. Nothing here poses as the consumer to any bureau.
Refused outright. Obtaining a "credit privacy number" or using an EIN in place of an SSN is federal fraud, and the workflow declines and explains rather than quietly complying.
Your client does. Letters are drafted in their first-person voice for their own signature, with instructions to send certified mail with return receipt — that receipt is what starts the 30-day statutory clock.
Yes — included free with every advanced add-on, and it's how your clients' reports get into the workspace in the first place.